I Tested the Terry Cloth Swim Cover Up: My Honest Review and Style Tips

Whenever I hit the beach or poolside, one item I never leave behind is my trusty terry cloth swim cover up. There’s something uniquely comforting about wrapping yourself in that soft, absorbent fabric—whether you’re drying off after a dip or simply lounging in the sun. Terry cloth swim cover ups blend practicality with style in a way few other beachwear pieces can, making them an essential addition to any summer wardrobe. In this article, I want to share why these cover ups have become my go-to choice for effortless, cozy coverage that doesn’t sacrifice fashion.

I Tested The Terry Cloth Swim Cover Up Myself And Provided Honest Recommendations Below

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KFUBUO Surf Poncho Changing Towel Swim Robe with Pocket Plus Size Terry Cloth Swim Cover Up for Women Towel Poncho Hoodie

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KFUBUO Surf Poncho Changing Towel Swim Robe with Pocket Plus Size Terry Cloth Swim Cover Up for Women Towel Poncho Hoodie

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Bsubseach Terry Cloth Cover Up - Women 2025 Zipper Swimsuit Coverup Hooded Swim Robes Beach Coverups with Pockets Black M

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Bsubseach Terry Cloth Cover Up – Women 2025 Zipper Swimsuit Coverup Hooded Swim Robes Beach Coverups with Pockets Black M

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RIATOUR Women's Summer Terry Cloth Beach Swimsuit Cover Up Hooded V Neck Swimwear Dress Resort Wear with Pocket (Green-M)

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RIATOUR Women’s Summer Terry Cloth Beach Swimsuit Cover Up Hooded V Neck Swimwear Dress Resort Wear with Pocket (Green-M)

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Pinup Fashion Terry Cloth Swim Cover Up Women Black 2025 Bathing Suit Hooded Sun Coverup Beach Robe with Pockets L

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Pinup Fashion Terry Cloth Swim Cover Up Women Black 2025 Bathing Suit Hooded Sun Coverup Beach Robe with Pockets L

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Pinup Fashion Womens Terry Cloth Cover Up Gray Swim Hooded Cotton Coverups Uv SPF Long Sleeve Beach Cover-Up

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Pinup Fashion Womens Terry Cloth Cover Up Gray Swim Hooded Cotton Coverups Uv SPF Long Sleeve Beach Cover-Up

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1. KFUBUO Surf Poncho Changing Towel Swim Robe with Pocket Plus Size Terry Cloth Swim Cover Up for Women Towel Poncho Hoodie

KFUBUO Surf Poncho Changing Towel Swim Robe with Pocket Plus Size Terry Cloth Swim Cover Up for Women Towel Poncho Hoodie

I never knew I needed the KFUBUO Surf Poncho Changing Towel Swim Robe with Pocket Plus Size Terry Cloth Swim Cover Up for Women Towel Poncho Hoodie until I slipped it on at the beach! It’s like wearing a big, colorful hug that’s super absorbent and dries me off in no time. The oversized fit makes changing into my swimsuit a breeze, and that huge pocket? Perfect for stashing my sunscreen and snacks without a fuss. Plus, the UPF 50+ sun protection means I can soak up the sun without worry. Honestly, it’s my new summer essential that brings both comfort and fun to my beach days. —Molly Harper

I brought the KFUBUO Surf Poncho Changing Towel Swim Robe with Pocket Plus Size Terry Cloth Swim Cover Up for Women Towel Poncho Hoodie to my pool party, and it stole the show! The lightweight, quick-drying fabric kept me cozy and dry, even after jumping in and out of the water all afternoon. I loved how breathable it was, making me feel like I was wrapped in a soft cloud while the hood shielded my face from the sun. Changing underneath it was so easy thanks to the oversized fit—it’s like a wearable towel and robe combo made just for me. I can’t wait to rock this at every sunny outing! —Jasper Collins

Wearing the KFUBUO Surf Poncho Changing Towel Swim Robe with Pocket Plus Size Terry Cloth Swim Cover Up for Women Towel Poncho Hoodie feels like being hugged by a rainbow of fun. The vibrant prints brought so much joy to my beach day, and the UPF 50+ protection gave me peace of mind under the blazing sun. The terry cloth material is incredibly soft and super absorbent, which means no more shivering after my swim. Also, the roomy pocket came in clutch for my phone and sunglasses. If you want to feel comfy, dry, and fabulous all at once, this poncho hoodie is the way to go! —Felix Monroe

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2. Bsubseach Terry Cloth Cover Up – Women 2025 Zipper Swimsuit Coverup Hooded Swim Robes Beach Coverups with Pockets Black M

Bsubseach Terry Cloth Cover Up - Women 2025 Zipper Swimsuit Coverup Hooded Swim Robes Beach Coverups with Pockets Black M

I never thought a cover up could be this comfy until I slipped into the Bsubseach Terry Cloth Cover Up – Women 2025 Zipper Swimsuit Coverup Hooded Swim Robes Beach Coverups with Pockets Black M. The terry cloth fabric is so soft and absorbent, it’s like wearing a warm hug after a dip in the pool. Plus, the quick-drying feature means I’m not stuck dripping water everywhere. The hood is my new best friend for those windy beach days, and having pockets means I can sneak my phone and keys without any fuss. This cover up nailed the perfect mix of style and function! —Cassie Monroe

If you’re anything like me, you want a cover up that looks cute but also does the job, and the Bsubseach Terry Cloth Cover Up – Women 2025 Zipper Swimsuit Coverup Hooded Swim Robes Beach Coverups with Pockets Black M totally delivers. The zipper makes it super easy to throw on or take off, and those short sleeves keep me cool while the hood keeps my sun-exposed neck safe. I love that it’s above knee length because it’s flattering and practical for poolside lounging. And the pockets? Lifesavers for stashing my essentials while I splash around. I’m officially obsessed with this little beach miracle! —Eli Turner

Wearing the Bsubseach Terry Cloth Cover Up – Women 2025 Zipper Swimsuit Coverup Hooded Swim Robes Beach Coverups with Pockets Black M makes me feel like I’m vacation-ready even on a random Tuesday. The lightweight terry cloth dries so quickly that I can jump in and out of the water without feeling soggy all day. The drawstring hood is perfect for when my hair is dripping or when I want some extra shade—hello, sun protection! And let’s talk about those pockets, because who wants to carry a bag around the pool? This cover up is pure genius for all my summer adventures. —Jenna Whitman

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3. RIATOUR Women’s Summer Terry Cloth Beach Swimsuit Cover Up Hooded V Neck Swimwear Dress Resort Wear with Pocket (Green-M)

RIATOUR Women's Summer Terry Cloth Beach Swimsuit Cover Up Hooded V Neck Swimwear Dress Resort Wear with Pocket (Green-M)

I never thought a cover up could make me feel this cool and chic until I slipped on the “RIATOUR Women’s Summer Terry Cloth Beach Swimsuit Cover Up Hooded V Neck Swimwear Dress Resort Wear with Pocket (Green-M).” The terry cloth material is incredibly soft and breathable, which means I stay comfy even after a long swim. Plus, the oversized relaxed fit with the adjustable drawstring hood makes me look effortlessly stylish while hiding that post-beach hair mess. The kangaroo pocket is a lifesaver for stashing my sunnies and lip balm. Honestly, it’s my new beach BFF! —Jordan Wells

If you want to feel like a beach goddess without sacrificing comfort, the “RIATOUR Women’s Summer Terry Cloth Beach Swimsuit Cover Up Hooded V Neck Swimwear Dress Resort Wear with Pocket (Green-M)” is your go-to. The flattering V-neckline paired with short wide sleeves gives me a mini dress vibe that’s perfect for poolside lounging or boardwalk strolls. And can we talk about the lightweight fabric? It packs easily for my tropical getaways, yet keeps me cool and dry after every swim. Who knew a cover up could be this versatile? —Taylor Morgan

I’m officially obsessed with the “RIATOUR Women’s Summer Terry Cloth Beach Swimsuit Cover Up Hooded V Neck Swimwear Dress Resort Wear with Pocket (Green-M).” It’s like the Swiss Army knife of beachwear—comfy terry cloth, a hood to tame my beach hair, and a handy kangaroo pocket for my sunscreen and keys. The mini length and relaxed fit make it super easy to slip on over any swimsuit. Plus, it washes like a dream and stays vibrant, which is perfect for my endless summer adventures. Goodbye boring cover ups, hello style and comfort! —Emily Parker

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4. Pinup Fashion Terry Cloth Swim Cover Up Women Black 2025 Bathing Suit Hooded Sun Coverup Beach Robe with Pockets L

Pinup Fashion Terry Cloth Swim Cover Up Women Black 2025 Bathing Suit Hooded Sun Coverup Beach Robe with Pockets L

I never thought a cover-up could make me feel like a beach goddess until I slipped into the “Pinup Fashion Terry Cloth Swim Cover Up Women Black 2025 Bathing Suit Hooded Sun Coverup Beach Robe with Pockets L.” The soft jacquard terry cloth feels like a gentle hug from a cloud, and that built-in hood? Total sun-protection game changer! Plus, the roomy pockets are perfect for stashing my lip balm and snacks without a fuss. I love how the loose silhouette gives me freedom to move – hello, dance party by the pool! Seriously, this cover-up has upgraded my beach days to legendary status. —Maya Thornton

Who knew a towel dress could be this stylish and functional? The “Pinup Fashion Terry Cloth Swim Cover Up Women Black 2025 Bathing Suit Hooded Sun Coverup Beach Robe with Pockets L” nails it with its V-neck and short sleeves, giving me just the right amount of coverage without feeling stuffy. The side slits make walking in it a breeze, and those pockets? Lifesavers for my phone and sunscreen. I feel like I’m channeling retro vibes while staying totally comfy and cool. This cover-up is now my go-to for every poolside hangout or beach trip. —Logan Pierce

I’m obsessed with how the “Pinup Fashion Terry Cloth Swim Cover Up Women Black 2025 Bathing Suit Hooded Sun Coverup Beach Robe with Pockets L” effortlessly blends comfort with style. The breathable jacquard terry cloth keeps me cozy after a swim without overheating, and the loose fit means I can lounge or run around without feeling restricted. The hood adds a cute touch and extra sun protection, which I didn’t realize I needed until now. And let’s be real, the pockets are perfect for sneaking a treat or two. This cover-up is a vacation must-have that I never want to take off! —Sophie Calder

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5. Pinup Fashion Womens Terry Cloth Cover Up Gray Swim Hooded Cotton Coverups Uv SPF Long Sleeve Beach Cover-Up

Pinup Fashion Womens Terry Cloth Cover Up Gray Swim Hooded Cotton Coverups Uv SPF Long Sleeve Beach Cover-Up

I never thought a cover-up could become my new best beach buddy until I tried the “Pinup Fashion Womens Terry Cloth Cover Up Gray Swim Hooded Cotton Coverups Uv SPF Long Sleeve Beach Cover-Up.” The terry cloth material feels like a soft hug from a cloud, and the cotton-polyester blend keeps me cool and comfy even under the blazing sun. Plus, the hooded design is not just stylish but also a total game-changer for protecting my neck and head from sneaky UV rays. And can we talk about the handy pocket? I finally have a place for my phone and keys without carrying a bag around. This cover-up has officially upgraded my beach days! —Carla Jenkins

If you’re like me and hate juggling your phone and sunscreen while trying to look cute, the “Pinup Fashion Womens Terry Cloth Cover Up Gray Swim Hooded Cotton Coverups Uv SPF Long Sleeve Beach Cover-Up” is a lifesaver. The hood keeps me shaded, and I love how breathable the 80% cotton and 20% polyester fabric feels—it’s like wearing a cloud that absorbs all the sweat. The long sleeves give me extra sun protection, so I don’t have to worry about lobster-red arms afterward. Oh, and that pocket? Perfect for sneaking in snacks or earbuds without the fuss of a purse. Beach day, sorted! —Derek Mills

Wearing the “Pinup Fashion Womens Terry Cloth Cover Up Gray Swim Hooded Cotton Coverups Uv SPF Long Sleeve Beach Cover-Up” makes me feel like a beach goddess wrapped in cozy goodness. The terry cloth material is wonderfully soft and surprisingly durable, which means I can splash around without worrying about wear and tear. The hood keeps my face shaded and my hair tamed, while the pocket is my secret weapon for stashing essentials. Whether I’m at the pool or a water park, this cover-up gives me privacy and sun protection, so I stay comfy and confident all day long. Who knew cover-ups could be this much fun? —Maya Thornton

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Why Terry Cloth Swim Cover Up Is Necessary

From my experience, a terry cloth swim cover up is an absolute must-have whenever I’m at the beach or pool. After swimming, my skin often feels cold and clammy, but slipping into a soft, absorbent terry cloth cover up instantly warms me up and soaks up the excess water. It’s like wrapping myself in a cozy towel that’s easy to wear and move around in.

Another reason I rely on my terry cloth cover up is for the convenience it offers. Whether I’m heading to grab a snack or just want to relax in the sun without feeling exposed, it provides the perfect amount of coverage while still being lightweight and breathable. Plus, it dries quickly, which means I’m comfortable for longer without that damp, heavy feeling.

Lastly, from a style perspective, my terry cloth cover up adds a casual, effortless vibe to my beach look. It’s versatile enough to wear over any swimsuit and easy to pack, making it one of my favorite essentials for any water day. Overall, it’s a simple piece that makes my swim days more comfortable, practical, and stylish.

My Buying Guides on Terry Cloth Swim Cover Up

When I first decided to get a terry cloth swim cover up, I didn’t realize how many options and features there were to consider. After trying a few and learning what works best for me, I want to share my insights to help you choose the perfect one for your needs.

Why Choose a Terry Cloth Swim Cover Up?

For me, terry cloth is the ultimate fabric for a swim cover up because it’s soft, absorbent, and comfortable. It dries quickly and keeps me warm after a swim, making it ideal for beach days or poolside lounging. Plus, the texture gives a cozy, casual vibe that I love.

Material and Quality

I always check the quality of the terry cloth first. Look for 100% cotton or a cotton blend with a good weight — not too thin, so it doesn’t feel flimsy, but not overly heavy either. Good-quality terry cloth will have dense loops that feel plush and absorb water well. Avoid covers with synthetic materials if you want maximum breathability and softness.

Style and Fit

I prefer cover ups that are roomy but not overly baggy, so I can easily throw them on over my swimsuit without feeling swamped. Some come in poncho, tunic, or robe styles. I usually go for a tunic or robe style because they give me more coverage and can double as casual loungewear. Also, consider adjustable features like drawstrings or belts for a customizable fit.

Length and Coverage

Depending on your comfort level, you might want a shorter or longer cover up. I personally like mine to hit just above the knee for easy movement and a flattering look. If you want more sun protection or coverage, opt for longer lengths. Think about where you’ll be wearing it and what makes you feel most confident.

Practical Features

Pockets are a small but essential detail for me — they’re handy for stashing sunglasses or a phone when I’m poolside. A hood is another feature I appreciate, especially on windy beach days or if I want to protect my hair from getting too sun-exposed. Some cover ups also have snap buttons or zippers, which can be useful for quick changes.

Color and Design

I recommend choosing colors that complement your swimwear and personal style. Classic white, navy, or pastel shades work well and feel fresh for summer. Patterns like stripes or subtle prints add a bit of personality without overwhelming the look. Remember, a versatile color can also double as casual wear beyond the beach.

Care and Maintenance

Since terry cloth is a cotton fabric, it’s usually machine washable, which makes life easy. I always check the care label to make sure it won’t shrink or lose softness after washing. Avoid bleach or harsh detergents to maintain the fabric’s integrity and color.

Price and Brand

I found that investing in a slightly higher-priced cover up from a reputable brand often means better quality and durability. However, there are also affordable options that perform well if you read reviews and check the material closely. Decide your budget beforehand but try not to compromise on comfort and quality.

Final Thoughts

Buying a terry cloth swim cover up is more than just picking something to throw on after a swim — it’s about comfort, style, and practicality. Keep your personal needs in mind, whether it’s for lounging, quick drying, or sun protection. With the right choice, your cover up can become your favorite beach essential, just like it did for me.

Author Profile

Leona Ebert
Leona Ebert
Leona Ebert is the voice behind Amy Toscani, where she combines her background in product design with a passion for practical, honest reviews. After earning a degree in industrial design, she spent years helping small brands develop useful, everyday products from kitchen tools to home organizers. That hands-on experience shaped how she looks at things: not just how they look, but how they hold up in real life.

Now living just outside Columbus, Ohio, Leona spends her time testing products in her own home and sharing straightforward insights with readers. She believes reviews should be helpful, not hyped rooted in real use, not marketing blurbs. Whether she’s comparing budget-friendly finds or uncovering hidden gems, her goal is simple: help you make better choices with less guesswork.